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Tammy Ruehrwein

Thanks for stopping by to visit my website! I'm originally from the Appalachian Mountains of Kentucky where I grew up. I moved to the Cincinnati area after college where I taught for 28 years and raised two sons. I've always dreamed of living at the beach and a few years ago we purchased a second home in Panama City Beach. After my sons were out of the house and after a lot of praying I made the leap of faith and moved to the beach. I got my real estate licenses a few years ago and now I'm blessed to help others sell or find their dream beach property! Trust me I know exactly how you feel about working toward a dream! My background in education helps me educate buyers and sellers about real estate so that families can make the best decisions for the purchase or sell. If you're looking for a realtor who is honest, hardworking and motivated you've found me! I'm looking forward to working with you!

Here's what clients have to say about the service I provided them:
"Tammy is amazing to work with. She is attentive and creative. She will work hard for you and is really pleasant. She helped me with the sale of my condo and this was done quickly. I highly recommend Tammy." Fotopoulos 12/2023

"I have no words to express how thankful and grateful I am with Tammy for helping me find my dream beach condo. Tammy made the process simple and easy and went the extra mile on every step of my journey. Her knowledge and expertise made my life so much easier, and her insight was extremely valuable. I don’t think I could have done this without her. I highly recommend Tammy to anyone looking for an experienced, reliable, and knowledgeable professional. " Nava 6/2023

"This is the 9th home we have purchased over the past forty plus years. Tammy is beyond comparison! She worked with us for many months as we were quite picky and she found us EXACTLY what we wanted. Her advice was spot on and her knowledge allowed us to anticipate every step in the process. I cannot recommend her enough.
The words that come to mind are:
If I were you, I would literally fight to have her as your agent.
For us, she is much more than that." Dailey 3/2022

"Tammy was extremely proactive and very knowledgeable of the market. She is very personable and honest and trustworthy. I would highly recommend her to anyone looking to list their property. Extremely smooth process with her!" Thomas 3/2022

"I highly recommend Tammy! Nobody knows the market better than she. The entire process was smoother than any other sale that I have ever been a part of. Tammy is your best choice!" Kandler 3/2022

"Tammy was a true partner in our purchase in Panama City Beach from the very beginning to the very last signature (and beyond) she was diligent, professional, and highly responsive. You can tell that Tammy has a natural motivation to help others and it shines through in my interactions with her." De Le Garza 3/2022

"Tammy was the best. I sold the condo at top dollar fast and she negotiated my needs without question. All of this happened while I was in another state. I can’t recommend her enough!" M. Young 1/2022

"Tammy did a wonderful job! Tammy handle everything for the sale of our family beach condo, which was great since we live in GA. Being a broker in GA, I have a high standard for real estate agents, and I believe Tammy exceed my expectations. $20k over list price offer, very happy with the sale and Tammy did an outstanding job! Very Responsive!" N. Kilcrease 1/2022

"We had the BEST experience with Tammy Ruehrwein with purchasing our new condo in Panama City . We were very confident with her especially since we were out of town. She constantly remained in contact with us and went through every detail of the condo through virtual meetings. She was very open and honest with us and it was so comforting knowing we were in good hands with her. I highly recommend to anyone thinking of purchasing a home or condo to give her a call! She is absolutely the best."
J.Evans & S. Phillips 12/2021

"It was a real pleasure working with Tammy . She knows real estate and the market in her area very well . She works for her customers and always tries to get them the best deal . She is professional and warm at the same time . She sold my condo in one day !!!!!"
F. Saad 12/2021

"There is not enough room to write just how fabulous Tammy was throughout the entire process. We cannot sing her praises enough! She found our DREAM home even though it is a seller's market out there. During our home search, we changed our minds a million times about what we wanted, but Tammy was patient beyond belief. Her knowledge of the area was remarkable and she was constantly in touch with us. Tammy's spirit and faith made all the difference in the world. If you are looking for a hard-working, honest realtor who will look after your interests and go the "extra mile", Tammy is your gal!"
S. Mays 11/2021

"Tammy was fantastic to work with, knowledgeable, friendly, listened to our needs. We felt like she always had our best interest at heart and worked extra hard to make sure everything went smoothly. We felt like she was honest, truthful, and respectful. She stayed updated and in touch with properties and buyers in this area and helped make the connection. Tammy will definitely get our future business" R. Woods 11/2021

"Tammy was very professional and helpful throughout the process, and responsive to all our questions. She is an outstanding realtor who goes far beyond the clients needs. She has a lot of knowledge about the market in the area and we definitely will work with her again."
M. Pugliese 10/2021

"It was a pleasure working with Tammy. She was very knowledgeable on the area and helped us in many ways. She was always available to take our calls or respond in a timely manner. She was very persistent when needed and was able to get answers for us. I would highly recommend Tammy." S. Rush 6/2021

"Tammy is an outstanding realtor who knows the Florida Panhandle very well. She is ultra-responsive and stays on top of every transaction from the first call all the way through closing and beyond. We just closed on our condo sale and she got us well above our asking price and way beyond our net financial expectations. We are very glad we chose Tammy and will not hesitate to use her again." D. Close 6/21

"Tammy made it a great experience! She helped us look at many properties and helped us find a home that worked for us and we could not be happier. I would highly recommend Tammy to anyone looking to purchase a property in Fl." K. Hatfield 5/2021

"Tammy was knowledgeable, honest, extremely helpful, patient and as sweet as can be. We weren’t exactly sure what we wanted and she took the time to show us different options in many different buildings. If you are looking to buy or sell, we 110%, recommend her!: S. Chatcham 4/2021

My experience with Tammy was above of excellence. She helped us find our family dream vacation home in the area that we love. During the process any question I had she was always super accessible and very knowledgeable. In addition, she helped me find solutions when I had major obstacles. I cant tell you how much my family is satisfied with the amazing services Tammy provided us. Honestly she has been the best realtor I have ever worked with!!!!!! Will definitely recommend her to anyone.: A. Lopez 4/2021

"My wife & I are so happy we had Tammy to guide us with our vacation home in Panama City Beach, FL. She is very knowledgeable, patient and a masterful realtor. If you are needing a wonderful realtor and someone that can help you all the way through the process, look no further. HIGHLY recommend to anyone!!! Thank you Tammy for all you did for us!!" A. Perez 1/2021
"Tammy is a phenomenal realtor. She was so helpful throughout the whole process. From the very beginning she took the time to understand what we wanted and guided us in the right direction. If you are looking for knowledgeable high energy realtor, look no further!" Q. Hyre Ohio 11/2020

"We had an amazing experience with Tammy on the purchase of our dream Florida vacation home. Tammy went above and beyond traveling with our family of 6. Tammy was extremely patient, honest and customer focused. Tammy's organizational skill set made the entire process super smooth. Tammy was professional, knowledgeable and very responsive. It's clearly evident Tammy loves her job! We highly recommend Tammy in your next home purchase." C. Rawlins, OH 11/2020

"Tammy went above and beyond to obtain the information I needed to purchase my beach condo as well as answering each and every question I had. She truly is an agent who listens to what your needs & wants are and doesn't stop looking until she has found the property that best suits your requirements. Her fun and positive attitude made her a joy to work with! I would highly recommend Tammy to anyone interested in purchasing your beach property. She helped to make my dream of owning at the beach a reality! "
R. Schneider, OH 10/2020

"Tammy has been amazing supporting us through this transaction and helping us put our property under contract. Great communicator and knowledgeable agent, she made this super easy. Looking forward to closing! So grateful for all her help." I. Rakhlis, GA 9/2020

Tammy Ruehrwein
On The Coast Real Estate Group
2052 W County Hwy 30A, Ste 210
Santa Rosa Beach FL 32459

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